Mortgage Calculator

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How much can you borrow? Can you afford the repayments?

Because your mortgage is secured on your property, it's important to make sure you can afford the repayments or you could end up losing your home. Use our mortgage calculator to work out whether you can buy the home of your dreams and whether you can afford it.

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Before you start filling out forms on any lender's site, the first thing you should look at is the mortgage calculator. You'll find a mortgage calculator on most lenders' sites, and in most cases you can use it to work out two calculations. The first is the monthly cost; the second, the amount you can borrow.

Of the two, the monthly cost is the easiest. Enter the amount you want to borrow and the term of the loan, and the mortgage calculator will tell you how much you'll pay per month. Remember that if interest rates rise, so will your payments.

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