Best Mortgage Rate

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Even fixed rate mortgages change over time

When you're shopping for a mortgage it's worth remembering that even the best interest rate won't last forever. Variable rate and tracker mortgages follow the ups and downs of the Bank of England base rate, while fixed rate mortgages have a time limit after which rates can rise.

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When you're shopping for a mortgage, it's worth bearing in mind that even the best interest rate might not be so attractive in a few years time. Of course variable rate mortgages and tracker mortgages will vary if the Bank of England base rate changes, but even the safest kind of mortgage a fixed rate mortgage has its limits. Depending on the particular product you choose, the rate may be fixed for five, three or just two years, after which your mortgage will revert to the current variable rate.

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